mortgage

noun

1. 按揭（由银行等提供房产抵押借款）；按揭贷款
   a legal agreement by which a bank or similar organization lends you money to buy a house, etc., and you pay the money back over a particular number of years; the sum of money that you borrow
   1. to apply for/take out/pay off a mortgage
      申请 / 取得 / 还清抵押贷款
   2. mortgage rates (= of interest)
      按揭贷款利率
   3. a mortgage on the house
      一项房产按揭
   4. a mortgage of £60 000
      6万英镑的按揭贷款
   5. monthly mortgage repayments
      每月偿还的按揭贷款

verb

1. （向银行等）抵押（房产）
   to give a bank, etc. the legal right to own your house, land, etc. if you do not pay the money back that you have borrowed from the bank to buy the house or land
   1. He had to mortgage his house to pay his legal costs.
      他不得不把房子抵押出去来付诉讼费。

1. N-COUNT 房屋抵押贷款
   A mortgage is a loan of money which you get from a bank or building society in order to buy a house.
   1. ...an increase in mortgage rates.
      房屋抵押贷款利率的提高
2. VERB 抵押(房屋、土地)借款
   If you mortgage your house or land, you use it as a guarantee to a company in order to borrow money from them.
   1. They had to mortgage their home to pay the bills.
      他们不得不抵押房屋借贷来支付这些款项。
   2. ...mortgaged homes.
      按揭房

1. With a conventional repayment mortgage, the repayments consist of both capital and interest.
   常规的按揭还款额既包含本金也包括利息。
2. Switch to paying your mortgage by direct debit.
   改成用直接借记方式偿还抵押贷款吧。
3. It soon emerged that neither the July nor August mortgage repayment had been collected
   很快就发现，原来7月和8月的抵押还款都没有偿还。
4. I am a family man with a mortgage.
   我是个有家室的男人，还有笔按揭款要偿付。
5. The bank foreclosed on the mortgage for his previous home.
   银行取消了他先前住房的抵押赎回权。
6. Jennie took in a lodger to help with the mortgage.
   珍妮收了一个房客，以减轻按揭的负担。
7. I actually don't want to be a middle-of-the-road person, married with a mortgage.
   我其实不想做个平庸之辈，结个婚，背上房贷。
8. They had to mortgage their home to pay the bills.
   他们不得不抵押房屋借贷来支付这些款项。
9. Lower interest rates pleased millions of mortgage payers.
   利率下调让数百万抵押贷款还款人感到高兴。
10. Thousands of its customers are in arrears with loans and mortgage payments
    有数千客户拖欠其贷款和抵押贷款还款。
11. They were unable to meet their mortgage repayments
    他们不能按时偿还抵押贷款。
12. The recent rebound in mortgage rates could snuff out the housing recovery.
    抵押贷款利率最近的回升可能会扼杀房地产的复苏。
13. Thousands of pensioners were persuaded to mortgage their homes to invest in speculative bonds
    几千名领取养老金的人被劝说用自己的住房作抵押去投资投机性债券。
14. I sometimes find it a strain to be responsible for the mortgage.
    我有时觉得背负这笔抵押贷款很有压力。
15. They find a house, agree a price, and take out a mortgage through their building society.
    他们找到一处房子，谈妥价格，通过住房互助协会办理了抵押贷款。
16. The bank refused to accept any mortgage on land.
    银行拒绝接受任何土地抵押。
17. He was so poor at that time that he had to lend money on mortgage.
    他那时穷得以至于靠低押来借钱。
18. Henry's company asked him to retire early but he was able to pay off his mortgage with the golden handshake they gave him.
    亨利的公司要他提前退休，不过他能够用他们付给他的退休金归还抵押贷款。
19. Major banks are scrambling for the mortgage market.
    各大银行纷纷抢点房贷市场。
20. I hope to clear off my mortgage in a few months'time.
    我希望在数月之后赎回我的抵押。
21. Real estate agents and mortgage broker positions have also disappeared.
    房地产经纪人和抵押经纪人位置也消失了。
22. This system can be used to handle in real time savings accounts and mortgage loan transaction.
    这种出纳系统可以用来实时处理储蓄帐户和抵押借款业务。
23. There has been a focus on banks 'capital, liquidity and their mortgage exposure.
    市场关注的是银行的资本、流动性和抵押贷款风险。
24. The amount of the mortgage loan and the method of payment;
    （三）抵押贷款数额和付款办法；
25. C: We chose ABC Bank for mortgage loan.
    我们选了ABC银行办理按揭。
26. It is hard to say you are low-income mortgage loans, there is risk, which is another issue.
    这是很难说你是低收入的按揭贷款，有风险，这是另一个问题。
27. Mortgage loans and securities usually have level payments of principal and interest.
    抵押贷款和证券通常用平均摊销的方法支付本金和利息。
28. As unemployment spreads and wages fall, mortgage arrears and defaults soar.
    随着失业率的提高和工资的下降，按揭贷款拖欠和违约的情况会出现激增。
29. They had fallen behind with their mortgage repayments.
    他们拖欠了按揭还款。

noun

1. a conditional conveyance of property as security for the repayment of a loan

verb

1. put up as security or collateral